When you use our surfing site to look at other members' sites, you earn credits. If you are a free member, you earn 1 credit for each site you view. To receive the credit, you must stay on the page for 15 seconds until the NEXT SITE text appears. Click on NEXT SITE to view the next page and receive more credits. Every new member who you refer to WebBizInsider earns you 100 bonus credits. This is received when they signup and confirm their membership by clicking on the link in their signup email. They don't even have to surf!